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	<title>Comments on: 101 Financial Tips you Never Learned in High School (but should have)</title>
	<atom:link href="http://www.bankruptcyreader.com/2006/11/101_financial_t.html/feed" rel="self" type="application/rss+xml" />
	<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html</link>
	<description>News, information and tips on bankruptcy</description>
	<pubDate>Thu, 11 Mar 2010 19:38:50 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.5.1</generator>
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		<title>By: free credit repair ebook</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-51</link>
		<dc:creator>free credit repair ebook</dc:creator>
		<pubDate>Tue, 30 Jan 2007 16:52:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-51</guid>
		<description>I know you have seen Credit Repair books online selling for anything from $9.99 to $190.00. 
I found a great ebook on credit repair that I used to take my credit score from a 616 to 742. 
It is still for free so I encourage you to sign up for their free credit repair guide at this resource
Credit Repair. Hope you'll also find it useful. Have a super day!
</description>
		<content:encoded><![CDATA[<p>I know you have seen Credit Repair books online selling for anything from $9.99 to $190.00.<br />
I found a great ebook on credit repair that I used to take my credit score from a 616 to 742.<br />
It is still for free so I encourage you to sign up for their free credit repair guide at this resource<br />
Credit Repair. Hope you&#8217;ll also find it useful. Have a super day!</p>
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	</item>
	<item>
		<title>By: How To Quickly Increase Your Credit Score In One Day</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-50</link>
		<dc:creator>How To Quickly Increase Your Credit Score In One Day</dc:creator>
		<pubDate>Thu, 11 Jan 2007 17:02:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-50</guid>
		<description>If you are like most people, you have been hearing about the importance of a good credit report since you were able to hold a dollar inyour hands. One of the best things that you can do for yourself is to keep a good watch on everything that has to do with your credit.
I have a good read to share with you on How To Quickly Increase Your Credit Score In One Day.
I hope you'll find it useful have a great day!</description>
		<content:encoded><![CDATA[<p>If you are like most people, you have been hearing about the importance of a good credit report since you were able to hold a dollar inyour hands. One of the best things that you can do for yourself is to keep a good watch on everything that has to do with your credit.<br />
I have a good read to share with you on How To Quickly Increase Your Credit Score In One Day.<br />
I hope you&#8217;ll find it useful have a great day!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jose</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-49</link>
		<dc:creator>Jose</dc:creator>
		<pubDate>Fri, 29 Dec 2006 16:19:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-49</guid>
		<description>Great way to save for the college is using credit card rewards going to your 529 plans account itself. List of credit cards are in College for Save directory in following
&lt;a href="http://www.plans529.com/Directory/tabid/145/Default.aspx" rel="nofollow"&gt;http://www.plans529.com/Directory/tabid/145/Default.aspx&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Great way to save for the college is using credit card rewards going to your 529 plans account itself. List of credit cards are in College for Save directory in following<br />
<a href="http://www.plans529.com/Directory/tabid/145/Default.aspx" rel="nofollow">http://www.plans529.com/Directory/tabid/145/Default.aspx</a></p>
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	</item>
	<item>
		<title>By: FIRE Finance</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-48</link>
		<dc:creator>FIRE Finance</dc:creator>
		<pubDate>Sat, 09 Dec 2006 00:00:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-48</guid>
		<description>This is a very useful compilation of the tenets of personal finance. Thanks a lot for the great work. 
We have listed you as one of our favorites from Carnival of Personal Finance #77 at &lt;a href="http://firefinance.blogspot.com/2006/12/carnivals-money-and-values-presents.html" rel="nofollow"&gt;http://firefinance.blogspot.com/2006/12/carnivals-money-and-values-presents.html&lt;/a&gt;
Cheers,
FIRE Finance</description>
		<content:encoded><![CDATA[<p>This is a very useful compilation of the tenets of personal finance. Thanks a lot for the great work.<br />
We have listed you as one of our favorites from Carnival of Personal Finance #77 at <a href="http://firefinance.blogspot.com/2006/12/carnivals-money-and-values-presents.html" rel="nofollow">http://firefinance.blogspot.com/2006/12/carnivals-money-and-values-presents.html</a><br />
Cheers,<br />
FIRE Finance</p>
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	<item>
		<title>By: Gene Stagg</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-47</link>
		<dc:creator>Gene Stagg</dc:creator>
		<pubDate>Thu, 07 Dec 2006 01:50:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-47</guid>
		<description>I wish I had learned these a long time ago.

Gene Stagg</description>
		<content:encoded><![CDATA[<p>I wish I had learned these a long time ago.</p>
<p>Gene Stagg</p>
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		<title>By: Sujan Patel</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-46</link>
		<dc:creator>Sujan Patel</dc:creator>
		<pubDate>Wed, 06 Dec 2006 20:07:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-46</guid>
		<description>I didnt even learn this stuff in college</description>
		<content:encoded><![CDATA[<p>I didnt even learn this stuff in college</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anon</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-45</link>
		<dc:creator>Anon</dc:creator>
		<pubDate>Tue, 05 Dec 2006 15:46:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-45</guid>
		<description>This post is exactly like this post:

&lt;a href="http://www.moneywalks.com/2006/12/04/50-smart-money-tips/" rel="nofollow"&gt;http://www.moneywalks.com/2006/12/04/50-smart-money-tips/&lt;/a&gt;

Which one of you wrote it first?</description>
		<content:encoded><![CDATA[<p>This post is exactly like this post:</p>
<p><a href="http://www.moneywalks.com/2006/12/04/50-smart-money-tips/" rel="nofollow">http://www.moneywalks.com/2006/12/04/50-smart-money-tips/</a></p>
<p>Which one of you wrote it first?</p>
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	<item>
		<title>By: loser</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-44</link>
		<dc:creator>loser</dc:creator>
		<pubDate>Sat, 02 Dec 2006 18:05:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-44</guid>
		<description>gotta quarter?</description>
		<content:encoded><![CDATA[<p>gotta quarter?</p>
]]></content:encoded>
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	<item>
		<title>By: Anikka</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-43</link>
		<dc:creator>Anikka</dc:creator>
		<pubDate>Sat, 02 Dec 2006 01:42:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-43</guid>
		<description>I disagree with the comment that you should consider a public school ONLY because it's cheaper. Their are differences way beyond cost between public an private schools. There are drawbacks and benefits to both and it has to be an individual decision. Depending on the student you may be able to get scholarships from a private school that bring down the cost to near or even below what you would have paid at a public school. Although "sticker shock" can be hard to deal with (especially for whoever it is that's paying more of the bill) but it should be the only reason. Another thing  I learned when looking at colleges is to see what is included in the numbers you are quoted. For example at  many private schools tuition includes admission to all sporting events, concerts, gym/pool/athletic facilities whereas at some public schools these things are additional fees. Basically it boils down to the fact that you need to ask a lot of questiosn when choosing a college. There are things though that public schools can offer that private schools can't. More majors and more courses within majors. There are usually more opportunities to participate/assist in research at public schools. 

It boils down to your individual wants and needs. Ask lots of questions and choose what's best for you and what you can afford...Expect to be in debt but it's worht it because in the long term you'll be making more than if you only had a high school education.</description>
		<content:encoded><![CDATA[<p>I disagree with the comment that you should consider a public school ONLY because it&#8217;s cheaper. Their are differences way beyond cost between public an private schools. There are drawbacks and benefits to both and it has to be an individual decision. Depending on the student you may be able to get scholarships from a private school that bring down the cost to near or even below what you would have paid at a public school. Although &#8220;sticker shock&#8221; can be hard to deal with (especially for whoever it is that&#8217;s paying more of the bill) but it should be the only reason. Another thing  I learned when looking at colleges is to see what is included in the numbers you are quoted. For example at  many private schools tuition includes admission to all sporting events, concerts, gym/pool/athletic facilities whereas at some public schools these things are additional fees. Basically it boils down to the fact that you need to ask a lot of questiosn when choosing a college. There are things though that public schools can offer that private schools can&#8217;t. More majors and more courses within majors. There are usually more opportunities to participate/assist in research at public schools. </p>
<p>It boils down to your individual wants and needs. Ask lots of questions and choose what&#8217;s best for you and what you can afford&#8230;Expect to be in debt but it&#8217;s worht it because in the long term you&#8217;ll be making more than if you only had a high school education.</p>
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		<title>By: michael</title>
		<link>http://www.bankruptcyreader.com/2006/11/101_financial_t.html#comment-42</link>
		<dc:creator>michael</dc:creator>
		<pubDate>Fri, 01 Dec 2006 16:50:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcyreader.com/?p=110#comment-42</guid>
		<description>Much of the comments above reflect pure stupidity. First, remodelling your home is never a good idea financially--even bathrooms barely pay for themselves, and that is not accounting for the time value of money.

401(k)s with employer match are a good deal--the math of the poster above is idiotic. Investing in a Roth IRA will get you the same fees that will reduce returns relative to the s&#038;p 500. Also, most 401(k)s allow some choice of funds, including index funds that have lower fees. If you use stupid enough assumptions you can prove anything to be true. Sheesh.</description>
		<content:encoded><![CDATA[<p>Much of the comments above reflect pure stupidity. First, remodelling your home is never a good idea financially&#8211;even bathrooms barely pay for themselves, and that is not accounting for the time value of money.</p>
<p>401(k)s with employer match are a good deal&#8211;the math of the poster above is idiotic. Investing in a Roth IRA will get you the same fees that will reduce returns relative to the s&#038;p 500. Also, most 401(k)s allow some choice of funds, including index funds that have lower fees. If you use stupid enough assumptions you can prove anything to be true. Sheesh.</p>
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